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Real estate: Most mortgage holders require escrow | Latest News

Real estate: Most mortgage holders require escrow

Dear Edith: You discussed escrow in a recent column but you didn’t say if I can talk my bank into letting me get out of it. Do you have any advice? — P.I., Pittsford If you didn’t keep up your fire insurance premiums and the building burned down ... read more

What Is Escrow and What Does It Really Cost?

An escrow account, also known as an impound account, is a holding area for assets that can be traded, such as money or stocks. In the case of real estate, a lender might require higher-risk borrowers to put mortgage ... escrow account holder is required ... read more

Mortgage firm offers loans that don’t require borrowers to set up escrow funds

If you’ve got a home mortgage ... an escrow or impound — a savings account incorporated into your monthly payment and managed by your loan servicer so that your annual property tax and hazard insurance bills get paid on time. Most lenders require ... read more

Real Estate

For example, if there is an unpaid mortgage on the land, the holder ... for closing most real estate deals. Pot deals, of course, are different. Fortunately, it is possible to close a real estate sale without a title company performing escrow services. read more

Real estate broker vs. agent: Which should you use to sell your home?

Here’s how to tell whether you want a real estate broker or an agent. Real estate agents and brokers must take and pass real estate classes as well as the licensing exam for the state in which they plan to work. Most states require agents to complete ... read more

7 Ways Roth IRAs Help Investors Purchase Real Estate

Most importantly, Roth IRAs have features that may benefit investors who want to use an IRA to invest in real estate. Self-directed IRA ... No RMDs While the IRA Holder Is Alive There is no Required Minimum Distributions (RMDs) for Roth IRAs. read more

Want to Make Money in Real Estate? Understand Returns

Most people purchase real estate ... of the mortgage. That principal is pure investment return and it can really super-size your returns. However, principal pay down does not provide cash flow, so it can’t help pay the bills if you need money for a ... read more

4 Ways to Make Money in Real Estate

Most people purchase real estate ... of the mortgage. That principal is pure investment return and it can really super-size your returns. However, principal pay down does not provide cash flow, so it can't help pay the bills if you need money for a plumber ... read more

Can You Sell a Home If You Still Owe on Your Mortgage?

The repayment time of a home mortgage loan can run anywhere from 10 to 50 years, and a lot can happen in that amount of time. You may need to ... on the real estate, repossess it, and have it sold to reduce the debt. That said, most lenders are open ... read more

Real estate: Readers offer suggestions on smokers, timeshares, escrow

It’s not quite clear what the “purported to represent you “ means exactly, nor did this next reader follow the delicate wording in my original suggestion: To the newspaper: An article appeared in the Feb. 4 paper in the real estate section by Edith ... read more
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