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Real estate: Most mortgage holders require escrow | Latest News

Real estate: Most mortgage holders require escrow

Dear Edith: You discussed escrow in a recent column but you didn’t say if I can talk my bank into letting me get out of it. Do you have any advice? — P.I., Pittsford If you didn’t keep up your fire insurance premiums and the building burned down ... read more

Inflated escrow?

A Most likely the lender is well within its rights to set aside a large escrow amount. In addition, you will benefit. The lender wants to make sure that the property is not foreclosed because it serves as security for the mortgage. In other words ... read more

Real estate broker vs. agent: Which should you use to sell your home?

Here’s how to tell whether you want a real estate broker or an agent. Real estate agents and brokers must take and pass real estate classes as well as the licensing exam for the state in which they plan to work. Most states require agents to complete ... read more

Selling property as an executor

In an escrow closing ... this time to cover the estate’s mortgage costs until the transfer of title can be completed. When Probate is obtained and the sale transaction can be completed, the Executor will need to meet with the real estate lawyer to ... read more

What Is Escrow and What Does It Really Cost?

An escrow account, also known as an impound account, is a holding area for assets that can be traded, such as money or stocks. In the case of real estate, a lender might require higher-risk borrowers to put mortgage ... escrow account holder is required ... read more

Mortgage firm offers loans that don’t require borrowers to set up escrow funds

If you’ve got a home mortgage ... an escrow or impound — a savings account incorporated into your monthly payment and managed by your loan servicer so that your annual property tax and hazard insurance bills get paid on time. Most lenders require ... read more

Real estate: Readers offer suggestions on smokers, timeshares, escrow

It’s not quite clear what the “purported to represent you “ means exactly, nor did this next reader follow the delicate wording in my original suggestion: To the newspaper: An article appeared in the Feb. 4 paper in the real estate section by Edith ... read more

Escrow Accounts: What You Need to Know

While a mortgage holder ... escrow payments. Some states require lenders to pay interest on the money collected in escrow accounts. Check with your lender to find out if your funds are eligible for interest payments. The federal Real Estate Settlement ... read more

Home Buyers Should Read Mortgages In Detail

We paid down to 75 percent so that we would not have to carry an escrow account. But because we had a second mortgage ... real estate. Most bookstores also carry or can obtain a book on real estate principles and practices. George Karvel is professor and ... read more

Real Estate Terms and What They Mean

He's happy to do that, he says, but he also tries to educate his clients about real estate terms and what they mean. "They are ... if the buyer defaults, the mortgage-holder still gets its money. Mortgage insurance is required when there is a loan-to ... read more
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